Terms of Service

Effective Date: 09/12/2025

Welcome to Affluent Network (“we,” “our,” or “us”). By accessing or using our website, services, or applications (collectively, the “Services”), you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use our Services.

1. Eligibility

You must be at least 18 years old or of legal age in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet this eligibility requirement.

2. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:

• Engage in any fraudulent, deceptive, or unauthorized activity.
• Violate any applicable local, state, national, or international laws.
• Interfere with or disrupt the Services or servers/networks connected to the Services.
• Attempt to gain unauthorized access to other users’ data or accounts.

3. Affiliate Marketing and Advertising

As part of our Services, we may provide affiliate marketing, advertising, and promotional opportunities. By using these Services, you acknowledge and agree that:

• We may receive compensation from third‑party advertisers or partners.
• All affiliate links and advertisements are for informational purposes and we make no guarantees of results.
• You are responsible for compliance with applicable advertising, marketing, and disclosure laws in your jurisdiction.

4. Intellectual Property

All content, graphics, logos, and materials provided on the Services are the property of Affluent Network or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, reproduce, distribute, or create derivative works without prior written consent.
• Use our trademarks or branding without authorization.

5. User‑Generated Content

If you submit content, messages, or materials to us (e.g., via contact forms or consulting inquiries), you grant us a non‑exclusive, royalty‑free, worldwide license to use, modify, display, and distribute such content for purposes of providing and promoting our Services. You represent that you own or have rights to any content you submit.

6. Disclaimer of Warranties

The Services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee:

• Accuracy, reliability, or completeness of any content or information.
• That the Services will be uninterrupted, secure, or error‑free.
• Any particular results from using the Services, including affiliate or advertising outcomes.

7. Limitation of Liability

To the maximum extent permitted by law, Affluent Network and its affiliates, employees, or partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services, including but not limited to:

• Loss of revenue, profits, or data
• Business interruption or downtime
• Any errors, omissions, or inaccuracies in the content

8. Indemnification

You agree to indemnify, defend, and hold harmless Affluent Network, its affiliates, employees, and partners from any claims, liabilities, damages, or expenses (including reasonable legal fees) arising from:

• Your use of the Services
• Violation of these Terms
• Violation of any applicable laws or third‑party rights

9. Third‑Party Links

Our Services may contain links to third‑party websites. We do not control and are not responsible for the content, privacy policies, or practices of these third parties. Use of third‑party websites is at your own risk.

10. Payment and Fees (If Applicable)

Any paid services offered by Affluent Network will include clear pricing, billing, and refund policies. By purchasing services, you agree to pay all applicable fees and taxes. We reserve the right to suspend or terminate services for non‑payment.

11. Termination

We may suspend or terminate your access to the Services at any time, without notice or liability, if you violate these Terms or engage in harmful or unlawful behavior. Upon termination, your right to access the Services immediately ceases.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of the Services constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Affluent Network is incorporated, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction.

14. Contact Us

If you have any questions or concerns about these Terms, please contact us.